No chargebacks
Bitcoin and USDT payments are final. Once a customer pays, the money is yours. No disputes, no clawbacks 90 days later, no fraud reversals eating your margin.
A Bitcitizen LLC service
One dollar. Nine networks. Zero middlemen.
BitSettle is the Bitcoin and USDT settlement rail for businesses that operate in the real world. Accept Bitcoin and dollars from anyone, anywhere: native Bitcoin and Lightning plus USDT across seven networks, nine in total, settled straight to a wallet only you control. No chargebacks. No processor fees. No middleman.
No spam. We only email you about BitSettle early access. Talk to us →
Payment received
invoice #A2F19$1,250.00
Paid in Bitcoin · on-chain
Customer
Your wallet
- Processor fee
- 0.00%
- Settles to
- bc1q…only you control
- Status
- Settled
txid 9f3c…a71b · confirmed on-chain · no custody
BitSettle is a Bitcitizen LLC service. Built on BTCPay Server.
Merchants & online storesAdvisors & wealth servicesHigh-trust service businessesGlobal & cross-border teams
Proven where it counts
BitSettle is the Bitcitizen ecosystem's own settlement rail. Every Bitcitizen brand that takes payment today settles on it: 21 CBI's advisory fees, Passport.SV and cbi.vu's engagement and advisory fees, OffshoreGuy's formation orders, and GoSRRV's card-plus-Bitcoin checkout. We built the rail for ourselves and ran our own money on it before we ever offered it to anyone else.
The problem with cards & PSPs
Stop losing a slice of every sale to middlemen.
Bitcoin is borderless. Your business still runs on legacy rails: card networks and payment providers that take a cut, hold your money, and reverse payments months later. BitSettle replaces them with rails that pay you in full, instantly, with no one in between.
No processor fees
Skip the 1% to 3% every card network and PSP skims off the top. You keep 100% of every payment; BitSettle charges a flat fee for the rail instead, whether it's $5 or $50,000.
No frozen accounts
Funds settle to a wallet only you control. There's no provider balance to be held, reviewed, or frozen. Your money never sits in someone else's account.
Instant global settlement
Lightning settles in about a second; stablecoins in minutes. Accept payment from a customer on any continent without waiting days for a bank to clear it.
How it works
Three steps. No custody. No middleman.
Simple for your customer, transparent for you. Here is exactly what happens on both sides of every payment.
Customerwhat they experience
+4
Customer · 01 · Pays
Scans a code and pays in Bitcoin or dollars (USDT) from any wallet or exchange they already hold.
Customer · 02 · Waits on-chain
The payment is verified on-chain in seconds to minutes. No card form, no account sign-up, no middleman to approve it.
Customer · 03 · Done
Their invoice marks paid. They are done.
Youwhat you get
You · 01 · Generates address
A fresh receiving address is generated per invoice on the network they chose, with no key material on the server.
You · 02 · Confirms & matches
Matched against allowlisted contracts, mints, and decimals, then settled only once your confirmation policy is met.
You · 03 · Settles to your wallet
Settlement goes straight to the wallet you configured. We never hold, custody, or sign.
We watch; you ownNine networks
One dollar, paid however your customer already holds it.
Your customer pays from whatever wallet or exchange they already use, so you never lose a sale to the wrong chain. Bitcoin, Lightning, and USDT across seven networks, nine in total, all in one checkout.
Bitcoin, native
Bitcoin
NativeThe original. Settles natively.
Lightning
NativeBitcoin in about a second.
Dollars, USDT across seven networks
On every USDT network, Tether is the issuer and can freeze, blacklist, pause, or burn balances. The tier grades each chain's exposure on top of that floor.
TRON
STANDARDThe most-used dollar rail.
Ethereum
STANDARDThe settlement standard.
Polygon
STANDARDLow-fee dollar payments.
Arbitrum One
ELEVATEDFast, cheap Ethereum L2.
BNB Smart Chain
ELEVATEDPopular across Asia.
Avalanche C-Chain
ELEVATEDSub-second finality.
Solana
WATCHHigh-throughput dollars.
Figures verified 1 July 2026Sources
Proof & security
Self-custody, by design.
The numbers that matter, and the architecture behind them. We watch the chain so you keep control of the money.
- Networks supported
- 9
- Processor fees
- 0%
- Ecosystem brands settling on it
- 5
- Lightning settlement
- ~1s
Flat fee, not free
0% is zero percent of your payments, not free software. BitSettle charges a flat fee for the rail.
Figures verified 1 July 2026Sources
We never hold your keys
BitSettle is receive-only by design. It watches addresses and token transfers without ever touching seed words, private keys, or signing keys.
Contract & mint allowlists
Settlement matches exact token contracts and Solana mints, never a symbol alone, so wrapped or look-alike tokens can't slip through as real dollars.
Verifiable on-chain
BitSettle runs on BTCPay Server, a proven Bitcoin payment platform, fully hosted and monitored for you. Every settlement is confirmed on-chain, so you can always verify a payment landed, no black box.
Fully hosted & monitored
We host, configure, and monitor the whole stack: dedicated RPC, rail health, and uptime, so you get self-custody without running infrastructure.
What we believe
A payment rail should be boring
The infrastructure that holds up over years is the unglamorous kind. We build the rail to disappear into the background and stay out of your way.
Boring on purpose
A payment rail should be the least exciting thing you run. BitSettle watches the chain and stays out of the way. No balance to freeze, no surprise to manage.
Self-custody, always
Money settles to a wallet only you control. We watch the chain; we never hold it.
Honest about the rails
We name issuer risk, network rules, and refund boundaries directly instead of hiding them.
Hosted and battle-tested
BitSettle runs on BTCPay Server, a proven Bitcoin payment platform, fully hosted and monitored so nothing is a black box you have to babysit.
Plain talk
No surprises. Exactly what USDT can and can't do
We'd rather tell you the boundaries up front than bury them . . . because the rails that hold up are the ones with nothing hidden in them. These are real properties of self-custody stablecoin rails, and we name them directly.
- USDT is issued by Tether, a centralized company; issuer controls can freeze or affect balances.
- Wrapped or bridged USDT look-alikes aren't treated as real dollars unless explicitly allowlisted.
- Networks aren't interchangeable: a customer must send the right asset on the network they selected.
- Refunds go out from your own wallet; BitSettle is receive-only and never holds signing keys.
The math
See the percentage you stop paying
Every card network and custodial processor skims 1% to 3% off the top. Move the slider to see what that cut costs at your volume, then keep it.
$10,000$5,000,000
A 2% processor would take
$2,000/ month
That is $24,000 a year out of your payments, at $100,000 in monthly volume.
BitSettle replaces that percentage with one flat monthly fee. You keep the rest.
0% is zero percent of your payments, not free software. BitSettle charges a flat fee for the rail.
Like the math? Early members lock in founder pricing before BitSettle opens to the public.
Get early accessHow it stacks up
Built to keep more of every payment
MetricBitSettleCustodial PSP
Processor fees0%1% to 3% per transaction
Settlement time~1s to minutesone to three business days
ChargebacksNone. Payments are finalCommon, with dispute fees
Who holds the moneyOnly youThe provider, until payout
0% is zero percent of your payments, not free software. BitSettle charges a flat fee for the rail.
“Custodial PSP” reflects typical terms of providers such as BitPay and Coinbase Commerce. Fees and timing vary by provider, plan, and onboarding jurisdiction.
Early access
Get early access before public launch
We host, configure, and monitor the whole stack for you. Early members get priority onboarding and a first look before BitSettle opens to the public. Verify the rails. Keep your keys. Settle to yourself.
Prefer to talk first? Talk to us →